Free SIP Calculator » Systematic Investment Plan Calculator Online

August 15, 2023 by Sip Calculator
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Planning your investments can seem complicated for many. But with the help of a SIP calculator, you can easily estimate returns and align your SIPs to achieve financial goals. With the help of this tool, you can easily calculate SIP.

Sip Calculator tool is easy to use and this tool is absolutely free.

Sip Calculator

What is a SIP Calculator?

SIP or Systematic Investment Plan allows you to invest a fixed amount regularly in mutual funds, usually monthly. It helps in disciplined investing and maximizing wealth creation through the power of compounding.

SIP is an investment plan in which you invest your small amount. And from these small amount of yours that you will get the return, You can calculate the returns with our SIP calculator.

Sip Calculator is a calculator tool created by us with the help of which you can calculate Systematic Investment Plan. That too absolutely free, you just have to visit our website and you can calculate your SIP.

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Union Bank SIP Calculator. Step Up SIP Calculator. Lumpsum Calculator.
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How To Use Sip Calculator.

Our SIP calculator is very easy to use. Which I have explained below to use.

Step 1. To calculate SIP, you have to visit our free SIP calculator website Sip-Calculators.Com.

Step 2. After coming to the website, you have to select your own currency. (This is optional.)

sip calculator stap 1

Step 3. You have to select how much money you will invest every month.

sip calculator stap 2

Step 4. How much percent return will you get? have to select it.

sip calculator stap 3

Step 5. Select the years for which you will invest.

sip calculator stap 4

Step 6 In the next step, whatever return you will get in SIP, you will be told.

sip calculator Final stap

Benefits of SIP

If you invest in sip then you should know about the benefits of SIP. There are many advantages of investing in SIP which are as follows.

  1. You can invest small amounts like ₹500 in SIP.
  2. If you invest in SIP, you can get tax exemption.
  3. Benefits of compounding in SIP, If you invest in the Sips for a long time, then you will get more profit.
  4. Good returns are received in SIP.
  5. You can invest in SIP on monthly, quarterly and half yearly basis.
  6. In SIP, you can also take the auto facility provided by the bank, in which you will not need to go anywhere.

Disadvantages of SIP

There are also some disadvantages of SIP which are given below.

  1. Money is needed every month.
  2. If there are ups and downs in the market, you can get less returns at that time.
  3. If income is not regular, So you may have to bear the loss due to not being able to fill the SIP.

How does the SIP Calculator work?

The formula used by our SIP Calculator is M = P × ({[1 + i]^n – 1} / i) × (1 + i).
M = is the amount you receive upon maturity..
P = is the amount you invest at regular intervals.
n = is the number of payments you have made.
i = is the periodic rate of interest.


You're making an investment of $1,000 each month for a year at an interest rate of 12%.

The monthly rate of return would be 12%/12 = 1/100 = 0.01

Consequently, you will receive around 12,809 in a year.

However, keep in mind that the interest rate on mutual funds varies depending on the state of the market. It might go up or down, which would affect the projected returns.

Note : Please suggest new features or report any error, to help us improve this website.


How much can I invest in a SIP?
Although there is no maximum investment amount for a SIP, the minimum investment amount is INR 500 each month.
What is the maximum tenure of a SIP?
No maximum tenure exists. SIPs allow you to invest for as long as you choose. However, three years is the bare minimum.
Can I pause my investments in a SIP?
Yes, you have the choice to pause your SIP investments at the time you want.
Is SIP better than FD?
In terms of investment options, a systematic investment plan calculator is superior to Fixed Deposit, particularly when taking into account investment flexibility, the benefit of diversification, tax advantages, and greater returns. Because of this, investing in a systematic investment plan is preferable to making a fixed deposit.
What to choose- SIP or Lumpsum?
SIPs may be a better investment choice if you are an investor with a little but consistent quantity of money accessible for investing. Lump-sum investments could be more advantageous for individuals with a high-risk tolerance and investment amount.